93%
No written agreement
Informal service hires operate on text messages and verbal promises. No legal standing if things go sideways.
The Problem
Hiring help shouldn't feel like a trust fall.
Millions of people hire someone for a personal task every day — and pay with nothing more than Venmo and a prayer.
$275
Average loss per bad hire
When someone overspends, buys unauthorized items, or just disappears — there's no contract and no recourse.
Zero
Protection on Venmo
Venmo, Cash App, and Zelle don't cover person-to-person payments. Once you hit send, you're on your own.
How It Works
Four easy steps to total peace of mind.
From handshake to fully protected deal in under three minutes. Seriously.
1
📝
Create a Contract
Pick a template, fill in the details, and both parties sign electronically. Done — it's legally binding.
2
💳
Issue a Smart Card
Your helper gets a Visa card loaded with the right amount. Lock it to specific stores and categories.
3
👀
Watch It Work
Get instant notifications for every purchase. Wrong store? The card says no automatically.
4
🎉
All Done!
Job finished? Card deactivates. Unused funds come back. Full audit trail saved for 7 years.
Use Cases
Built for the moments that matter most.
Whether it's groceries for your mom or vendors for your wedding — Contractruly keeps your money safe.
🛒
Personal Shopping & Errands
Issue a $200 grocery card that only works at the stores you pick. Your shopper buys the list — nothing else.
Most Popular❤️
Elder Care
Give your parent's caregiver a card for prescriptions, meals, and gas. See every purchase in real time — even from far away.
High Impact🎪
Event Coordination
Scoped cards for every vendor — florist, caterer, DJ. Each has its own budget and expiration. Stress-free planning.
💻
Freelance & Creative Work
Contracts with real milestones. Funds released as work is completed. Paper trail for both parties.
🏗️
Small Business Procurement
Issue project cards to contractors with budgets and store locks. When the project ends, the card self-destructs. Your accountant will thank you.
API Available
Why Contractruly
See how we stack up.
We're not another marketplace or payment app. We're the first platform that combines contracts with smart cards.
| Feature | TaskRabbit | Venmo | DocuSign | Brex | Contractruly |
|---|---|---|---|---|---|
| Legal contracts | ✕ | ✕ | ✓ | ✕ | ✓ |
| Programmable cards | ✕ | ✕ | ✕ | ✓ | ✓ |
| Contract governs card | ✕ | ✕ | ✕ | ✕ | ✓ |
| Works for any two people | ✓ | ✓ | ✕ | ✕ | ✓ |
| Real-time alerts | ✕ | ✕ | ✕ | ✓ | ✓ |
| Voice, video & chat | ✕ | ✕ | ✕ | ✕ | ✓ |
| Embeddable API | ✕ | ✕ | ✓ | ✓ | ✓ |
| Cost to you | ~22.5% | Free (no protection) | $25+/mo | $5+/mo | ~5–8% |
Features
Everything you need, nothing you don't.
Merchant Locks
Cards only work at the store types you approve. Groceries, pharmacies, hardware — you choose.
Spending Limits
Set max per swipe and total budget. A $200 card with a $75 per-transaction cap. Your rules.
Instant Alerts
Push notification the second a card is used. Merchant, amount, approved or declined — instantly.
Auto-Deactivation
Card expires when the contract ends. No manual cancellation. Unused funds returned automatically.
Built-In Chat
Voice, video, and messaging — all inside the platform. Every conversation tied to the contract.
Notarization
Need it official? Connect with a certified notary via video in minutes. Available in RON states.
Bank-Grade Security
AES-256 encryption, government ID verification, and a 7-year audit trail. Your data is safe.
Developer API
Embed contracts and cards in your own app. REST API, webhooks, SDKs. Free tier to start.
Works Everywhere
Web, iOS, and Android. Create contracts on your laptop, manage cards from your phone.
Pricing
Simple, honest pricing.
No monthly fees for individuals. Pay only when you use it. Way less than the risk you're taking now.
For Individuals
$1.99 per contract
Perfect for personal shopping, elder care, errands, and one-off hires.
- Contract + card: $4.99
- Card funding: 1–3.5%
- Real-time alerts included
- Messaging included
- 7-year audit trail included
- Notarization: $29.99
For Developers
Free to start
Embed contracts and smart cards into your own app via our API.
- Free: 25 contracts/mo
- Starter: $49/mo
- Professional: $199/mo
- Enterprise: Custom
- Webhooks & SDKs
- Dedicated support on Pro+
FAQ
Got questions? We've got answers.
Contractruly is a platform that creates legally binding contracts for service arrangements and issues programmable Visa spending cards that automatically enforce the contract terms. Think of it as a contract + a smart credit card in one product — built for regular people, not just corporations.
When you sign a contract, a Visa card is issued to your service provider with rules from the contract baked in — merchant locks (groceries only, pharmacies only), spending limits, per-transaction caps, and expiration dates. If they try to use it somewhere unauthorized, the transaction is declined in real time.
Yes! Contractruly contracts are legally binding under the ESIGN Act in all 50 US states. Both parties sign electronically, and we maintain a 7-year audit trail with cryptographic integrity for every signature, transaction, and communication.
Contracts start at $1.99 ($4.99 with a smart card). Card funding is 1–3.5% depending on your payment method. Messaging, alerts, and your full audit trail are always included. Our 5–8% effective rate is a fraction of the 22–25% that gig marketplaces charge.
Absolutely — it's one of our most loved use cases! Issue a monthly card to a caregiver locked to pharmacies, grocery stores, and gas stations. You'll get a notification for every single purchase, even from hundreds of miles away. It's peace of mind, delivered.
Yes! Our REST API lets any platform embed contract creation, e-signatures, and card issuance into their own app. Property managers, care agencies, event platforms — integrate in weeks, not months. Free tier available (25 contracts/mo) with paid plans scaling to enterprise.
Handshakes break.
Contracts don't.
Be first in line when Contractruly launches. Early members get 3 months of free contract creation.
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